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For projects with aggregate lender exposure up to rs 1,500 crore, individual lenders must hold at least 10% of the total exposure The latest master circular provides detailed guidelines for banks regarding financing nbfcs, ensuring adherence to regulatory policies and promoting financial stability For larger projects exceeding rs 1,500 crore, the minimum exposure per lender must be rs 150 crore or 5%, whichever is higher.
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For loans up to ₹25 lakh for micro and small enterprises (mse) borrowers, credit decisions within 14 working days by the banks.
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