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Many countries do not have a credit score system like the united states Although many large banks are international, they operate independently in each country. Here's how other countries measure a person's creditworthiness.
Credit scores were developed to fairly and accurately gauge a borrower’s ability to borrow and pay money back In some countries, where credit cards and loans are less popular, banks rely more on an individual's banking history and financial behavior than on their credit score And unlike some countries that only pay attention to negative marks, the u.s
Also gives you credit for doing the right things, like paying bills on time.
If you decide to move to another country, you'll likely need to build a new credit score Your credit score in the u.s., for example, probably won't affect your score when establishing credit in germany In summary in short, many other countries have credit scores Some are similar to the u.s
Model, while others are unique. List of countries that do not track credit scores, including countries without credit scores, countries where credit scores do not matter, and countries that don't use credit scores. The use and importance of credit scores also varies across countries
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