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The average auto insurance cost per year in 2024 was 33% higher than in 2021. For the seventh consecutive year, auto insurance rates are rising—but there's a silver lining Where are car insurance rates not slowing down
Many states that saw large auto insurance increases from 2023 to 2024 saw rate stabilization and even rate drops from 2024 to 2025.
10 most expensive states for car insurance think california or florida drivers pay the most for car insurance Louisiana leads the nation with the highest premiums as of december 2025. While it is possible prices could car insurance prices could stabilize in the future, premiums are expected to get more expensive in 2025 Factors like more expensive car repairs, accident rates.
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