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Learn the pros, cons, and what it really takes to retire at 62—and still thrive. Learn about social security, financial planning, and tips to ensure you can retire early with confidence. Starting your retirement benefits early (en español) you can start receiving your social security retirement benefits as early as age 62
However, you are entitled to full benefits only when you reach your full retirement age Discover if retiring at 62 is the right option for you If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
Ready to stop working at 62, but aren't sure if you can make it happen
If you answer yes to these questions, retirement may be on the horizon. Finally, claiming social security at 62 could make sense if you can no longer work and have savings but want to preserve your nest egg It may be that the market is down when you retire at age 62. But retiring this early also means your savings will likely need to support you for two to three decades, potentially longer than you spent in the workforce
To determine how much you’ll need to retire comfortably at 62, you. Many people retire at 62 because that’s the earliest you can collect social security retirement benefits But just because you can claim monthly benefits at 62 doesn’t always mean you should Social security pays 100 percent of the benefit calculated from your lifetime earnings history if you claim it at full retirement age.
This is happening even though by claiming retirement benefits at age 62, it can possibly result in less social security income over the social security beneficiary’s life
Among the reasons cited by the social security administration (ssa) for the increasing number of individuals claiming benefits at age 62 is “fearmongering”.
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