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The homeowner must allow the purchaser to inspect the home and all structures during the redemption period In michigan, the length of the redemption period depends on how much of the loan the borrower has paid off when the foreclosure took place, as well as the occupancy status of the home. To redeem the property the borrower must pay the amount bid at the sheriff sale plus interest and fees.
In michigan, the duration of this redemption period is typically six months for most properties, though it extends to one year for certain circumstances involving properties occupied by tenants or bought during a foreclosure auction. Within this period, they can reclaim their property by paying the winning bid amount and applicable costs. Under michigan law, foreclosed homeowners get a limited amount of time to repurchase or redeem the home after a foreclosure sale
These different redemption periods are explained in more detail below.
In michigan, the redemption period is a crucial phase following a foreclosure sale, offering homeowners a final opportunity to reclaim their property This period is generally six months for most residential properties. The designee may charge a fee as stated in the affidavit and may be authorized by the purchaser to receive redemption money The purchaser shall accept the amount computed by the designee.
During the second year, the homeowner still has the right to redeem the property by paying off the taxes, fees, and interest But once the foreclosure judgment is entered — typically in march of the third year — all redemption rights are permanently extinguished. After a foreclosure sale in michigan, the borrower has a redemption period of about six months
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